Aging Alone or with a Small Family: Questions to Consider

Are you a single person with few (or one) children? Or are you a single child with an aging parent or parents. Aging alone or with a small family creates some tough questions, doesn’t it?

aging alone

Aging alone.

Consider these questions:

Who will help you when you are growing old?

Even if you have enough money, who will help you manage your finances when you are no longer able?

Who can you count on to be a caregiver?

Don’t have an answer to those questions? Doesn’t give you a warm feeling, does it?

You are not alone (pun intended J)

Millions of seniors face a similar situation where they are by themselves or have few relatives to count on. And yes, one day they may need long term care and not inclined to choose leaving their home for a nursing home. They will need someone they can trust to help them manage their care and their money.

small family

Small family.

Consider this report from Kim Painter in USA Today:

— About 20 percent of U.S. women now reach their 50s without having children, up from 10 percent in the 1970s.

— One-third of middle-age adults are heading toward retirement years as singles, after never marrying, divorce or widowhood.

— Women are likely to be single or become single as they age, with more than 80 percent unmarried after age 85.

As Painter writes, “While many may treasure their independence, the problem is that, sooner or later, most people need help with health care and household tasks — help that most often is provided by spouses or grown children.”

A report on caregiving by the National Academies of Sciences, Engineering and Medicine found that “at least 17.7 million individuals in the United States are providing care and support to an older parent, spouse, friend, or neighbor who needs help because of a limitation in their physical, mental, or cognitive functioning.

well being

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